Dan Johnson

mortgage payments

Monthly Mortgage Payments vs. Biweekly Mortgage Payments vs. Pros and Cons

Mortgages are a huge part of many people's financial journeys. This blog digs deep into the pros and cons of the two mortgage payment plans.

land contract

Understanding Land Contracts: A Guide to Home-ownership Without a Mortgage

A land contract is an understanding between a purchaser and a dealer, where the purchaser pays the agent over the long haul. Click here to find out more.

What is appraisal contingency

Appraisal Contingency vs. Financing Contingency: Key Differences and Interactions

What is appraisal contingency? Explore the critical disparities between appraisal contingency and financing contingency in real estate transactions.

how is property tax calculated

Understanding Property Tax Calculation: What Aspiring Homeowners Should Know

Property tax is one of the main expenses that homeowners have to bear. Learn how to calculate property tax, what factors affect it, and how to reduce it.

Refinancing appraisals

Refinancing Appraisals: What Are They and Why Are They Important?

Explore the world of refinancing appraisals and their importance in the insurance landscape. Stay informed to make sound decisions.

Zero-Lot-Lin

Zero Lot Line Homes Vs. Traditional Homes: Key Differences and Comparisons

Do you want to know how zero-lot-line homes differ from traditional homes? Read on to find out everything you need to know to make a wise property choice.

Refinancing Second Mortgage

How to Refinance a Second Mortgage: A Step-by-Step Guide

Considering refinancing your second mortgage? Discover the pros and cons of refinancing and learn how to navigate this financial decision with our step-by-step guide.

First Time Home Buyer Tax Credit

Mortgage Loans and First-Time Home Buyer Tax Credits – A Quick Guide for Aspiring Homeowners

Are you looking to buy your first home? Learn about first-time home buyer tax credits and mortgage options in our comprehensive guide for aspiring homeowners.

how to save for a down payment

4 Effective Tips for Saving for a Down Payment

Achieving the dream of homeownership can be intimidating. Here, we will discuss how to save for a down payment for your new home.

how often do sellers pay closing costs

Closing Costs in Real Estate: Who Typically Pays for What?

Are you confused about closing costs? Click here to learn what closing costs are, who typically pays for what, and how you can estimate and reduce your closing costs.

townhouse vs condo

Townhouse vs. Condo Financing - Key Differences Owners Should Know About

Discover the essential difference for a townhouse vs. condo, guiding your choice in property ownership. Explore the key differences today.

conditionally approved meaning

Mortgage Approval Stages: What Does 'Conditionally Approved' Mean?

Securing homeownership is a significant milestone in life. However, buying a home isn't easy. You must navigate several complex processes and make difficult financial decisions. Lenders have varying

REO Property

A Quick Guide to Real Estate-Owned Insurance Coverage for Asset Protection

This article serves as a comprehensive guide to REO insurance coverage, highlighting its importance in asset protection. Stay with us to find out more.

How to Find Who Owns a Property

Online Tools and Resources to Find Property Owners in Your Area

Do you know how to find who owns a property in a particular area? Read on to explore different online tools and resources to search for property owners.

Cost to frame a house

Frame vs. Brick Homeowners Insurance Costs - A Quick Guide for Aspiring Property Owners

In this guide, we'll explore the costs of frame and brick homeowners insurance to help you make informed decisions when purchasing your next property.

what are hoa fees?

Homeowners Association (HOA) Fees: What They Cover and How They Impact Homeowners

Learn about the HOA fees and their impact on homeowners with Fetcharate. Secure a home loan or refinance an existing mortgage now!

Property survey

The Impact of a Property Survey on Mortgage Closing Costs

In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.

Taking over mortgage payments

Navigating the Process of Taking Over a Family Member's Mortgage

Are you considering taking over mortgage payments from a family member? Read on to learn about the process and the challenges that may come your way.

Deed-Restricted House

A Quick Guide to Securing a Mortgage for a Deed-Restricted House

Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to

What is 7/6 ARM

Is a 7/6 ARM Right for You? Pros and Cons of Adjustable Rate Mortgages

7/6 ARM mortgages are a flexible option for homebuyers. Read on to discover the benefits and considerations of this adjustable-rate mortgage.

Mortgage Contingency

Understanding Mortgage Contingency When Buying a Real Estate Property

If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In

what is pre-foreclosure

Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors

Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there

Condo vs coop

Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors

In this article, we will explore the key differences between condo and co-op mortgages, shedding light on their definitions, the fundamental distinctions between the two, and considerations for potential owners and investors.

what is a real estate broker

The Role of a Real Estate Broker in Your Home Buying or Selling Process

A real estate broker acts as an intermediary between home buyers and sellers. Click here to learn the role of a real estate broker in a home buying or selling process.

Home Insurance Companies

4 Ways Real Estate Agents Support Home Insurance Companies

The real estate industry in the United States is witnessing a remarkable surge in the number of real estate agents associated with the National Association for Realtors (NAR). According to